1. Maryland
  2. Thurmont
  3. 18-20 WATER ST
$429,900

18-20 WATER ST, Thurmont, MD 21788

  • 2,988 sqft
  • Property Icon Duplex
  • Property Year Built Icon Built in 1880
  • Property Lot Size Icon8,276sqft lot
  • Property Parking Icon 8 car garage
  • Property Price Per Square Feet Icon $144/sqft
  • Property List Date Icon Listed 16 hours ago

Property Description

Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It’s ideal for investors, multi-generational living, or those seeking home-based business potential. This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level. The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included. Additional features include: Eight total garage bays across three structures: 4 facing the rear alley (3 currently rented month to month) 3 side garages 1 tucked beneath the rear deck Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs Public water and sewer Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old) Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth. Property is being sold as-is. Don’t miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!

Listing Status:
Active
Date Added:
August 21, 2025 at 05:00AM
Listing Office:
Long & Foster Real Estate, Inc. : 3016441086
Listing Agent:
Cindy Clipp : 3016390124
MLS ID:
MDFR2069024
  • General: 2nd KitchenAtticCeiling Fan(s)Entry Level BedroomFloor Plan - TraditionalRecessed Lighting
  • Appliances: Dryer - ElectricWasherRefrigeratorOven/Range - Electric
  • Basement: CombinationImprovedInterior accessPartially finishedWorkshopWindows
  • A/C: Ceiling Fan(s)Window Unit(s)
  • Heating: Baseboard - Hot WaterRadiatorOil
  • Disability Feature: None

This listing courtesy of Cindy Clipp, Long & Foster Real Estate, Inc.

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

T

Thurmont Elementary School

805 E Main St, Thurmont, MD, 21788

Grades 3-5

0.89 miles away

T

Thurmont Middle School

408 E Main St, Thurmont, MD, 21788

Grades 6-8

0.41 miles away

C

Catoctin High School

14745 Sabillasville Rd, Thurmont, MD, 21788

Grades 9-12

1.10 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.